MRF-TRANSPARENCY IN HEALTH COVERAGE

Under the Transparency in Coverage Rule, issued in 2020 by the U.S. Department of Health & Human Services, U.S. Department of Labor and U.S. Department of the Treasury and enforced beginning 7/1/22, health coverage plans (which includes clients who sponsor employee benefit plans) and health insurance issuers must publish two separate MRFs.

• In Network: Negotiated rates for all covered items and services between the plan or issuer and in-network providers
• Out of Network: Allowed amount paid to, and billed charges from, out-of-network providers for all covered services within a 90-day period
• https://transparency-in-coverage.uhc.com/
• https://www.aetna.com/health-care-professionals/transparency-in-coverage.html
• These links lead to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

In accordance with IRS requirements under Notice 2025-15 (IRB 2025-11), we are providing a Notice of Availability for IRS Form 1095-B (Health Coverage) for the 2025 tax year. This notice is posted on our website in a clear, conspicuous, and accessible location to satisfy the alternative manner of furnishing these statements. 

Form 1095-B reports health coverage information to the Internal Revenue Service (IRS) and eligible individuals who had minimum essential coverage during the prior calendar year. 

If you were covered under our health plan and need a copy of your Form 1095-B, you may request one by contacting us using the information below:

Mail:
Greystone Properties, LLC

7206 Schomburg Road

Columbus, GA 31909

Phone:
706-221-7175

We will furnish a copy of your Form 1095-B:

• no later than the later of January 31st or within 30 days after we receive your request, and
• either electronically (if consent is given) or by mail.
   

• This notice will remain on our website through at least October 15 of each calendar year, as required by IRS guidance. 
• Form 1095-B itself is not required to be attached to your federal or state tax return; however, you should keep it with your tax records for reference.
   

For more details about Form 1095-B and related IRS instructions, visit the IRS website or consult your tax advisor.